The Kerala Khadi and Village Industries Board  
 
         Welfare measures
 
 
 
 
   The Government of Kerala gives full support to the Khadi sector in extending welfare measures to the Khadi artisans. The State Government have constituted a separate Board viz. Kerala Khadi Workers Welfare Fund Board which is unique in the country. The State Government extends financial support in the form of contribution to the Fund. The Welfare fund Board has three regional offices for its smooth functioning. Every artisan who has worked as a Khadi worker for a period of 240 days is eligible for membership to the fund. He/ She has to contribute 12% of their annual wage to the fund, and equal amounts (12 % each) by the Khadi Institution and the Government. The following benefits are extended to the artisans from the Welfare fund Board.
Superannuation Pension            - Minimum Pension (10 year service)  - Rs. 300/-
                                                             Maximum Pension (30 year service)- Rs. 700/-
Disability Pension        (minimum 2 year service)- Rs.100/-
Family Pension -Rate of superannuation pension Rate of superannuation pension
Medical benefits for one financial year      Upto Rs. 750/-
Funeral benefits         Rs. 500/-
Assistance for marriage of women artisan or daughters-   Rs. 2000/-
Maternity benefits(only for 2 times) 
( 2 year continuous service is necessary)   		   Rs. 750/-
Educational benefits
1.For children studying above SSLC      Upto Rs.500/- per year
2. for Engg./Medicine/Agriculture/veterinary Upto Rs. 3000/- per year.
Loan for the maintenance of the house of artisan 50% of the contribution of the artisan to the fund.
Incentive to Khadi Artisans
           Khadi Sector in Kerala at present employs 12000 artisans, mostly women below the poverty line.  Since we have built in infrastructures in the form of workshed, Godown and marketing outlets, there is lot of scope for raising the number of beneficiaries by another 20,000, without additional investment on infrastructure
           At the same time, having regard to the high rural wage level in the State, the artisans expect a comparatively high wage in spinning and weaving too.  Further the Weavers in handloom sector, who weave Khadi too, expect wages on par with the rate in Handloom Sector.  Introduction of more Weavers ensures additional employment to 6 times their number in spinning.  In the back ground it is necessary to provide incentive to spinners and Weavers, to enhance production and ensure reasonable income to the artisans.    Since this sector employs women more particularly unemployed house wives, the expansion of work in this sector will help poverty alleviation in villages
        With a view to continue the Spinners and weavers in the Khadi sector and attract more artisans to this sector, the Government is providing  incentive  to artisans based on  their production. The present  rate of production incentives to  Khadi Artisans are given below
Spinners  =
10  paise per Hank for spinning.
Weavers  = 
 40  paise per Hanks consumed by the weaver
Insurance Scheme of Khadi Artisans

        Presently the KVIC  is running an insurance scheme titled “Khadi Karigar Janasree Bheema Yogana” for the  welfare of Khadi artisans. As per this scheme Rs 20,000/- is given for natural death and Rs 50,000/- for accidental death, Rs 50,000/- is provided is provided for permanent disability due to accident and Rs 25,000/- for partial disability.  Education benefit   of Rs 1200/- per year is  admissible from Std IX  to  XII.  The premium amountof Rs 200 is met  from the following sources.
Government of India Rs 100/-
KVIC   Rs. 50/-
KVIB     Rs.25/-
Artisans  Rs. 25/-
 
     
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